Travel Medical Built for Nomads

Find rates for as low as $1.54USD per day.

Atlas Nomads is our travel medical insurance and travel related benefits package designed for the digital nomads working remotely outside their home country. 

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7 Reasons to Have Travel Insurance for Nomads

Anything can happen but surprises don’t have to ruin everything. So, make sure you have coverage for the unexpected with business travel insurance. Consider an Atlas Nomads plan.

  • Your standard health insurance might not cover you in another country.
  • Some countries require proof of medical coverage abroad such as Iceland, Croatia, Japan, Spain, and Costa Rica
  • Peace of mind knowing you have up to one year of continuous coverage
  • You want extra coverage if injured or sick.
  • Evacuation under crisis, such as terror attacks or natural disasters.
  • If you get COVID and are required to quarantine, you can get additional coverage.
  • You have trip interruptions costing you.
  • Your passport gets stolen, or you lose your luggage. 

Things Don’t Always Go According to Plan

That’s why Atlas Nomads has these core benefits:

    Coverage for delays/interruptions

    Lost checked bags coverage

    Emergency medical plan

      Limited coverage for personal liability

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What's Not Covered?

Atlas Nomads medical insurance is not designed to replace your primary healthcare or domestic insurance plans. There are reasons why your claim might not be approved. In general, pre-existing conditions are not covered as well as some of these conditions below.*

  • Pre-existing illness or disability
  • Mental health disorders
  • Sexual health matters
  • Substance abuse
  • Self harm
  • Sports injury
  • Routine medical care
  • Drunk driving
  • Dental treatment except under a covered emergency
  • Elective or non-critical surgeries, e.g. medical tourism

    *see the General Exclusions section of policy documents for full details.
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“Of the top eight travel insurance companies in our review, WorldTrips’ underwriting company is the only one to have an A++ (Superior) financial strength rating from AM Best.”

How Atlas Nomads Medical Insurance Works

If the need arises, here’s how you use your travel insurance policy. Full details are available in your welcome packet. 

  1. Book your travel and purchase Atlas Travel insurance.
  2. If needed, contact Travel Assistance Services.
  3. Sign up for your Member Portal.
  4. If needed, submit a claim with supporting documentation.
  5. Let our claims team assess your situation.
  6. Wait for a determination of your claim.
  7. Disbursement of any eligible benefits.

Get your Atlas Nomads quote instantly online.

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Prefer to Call?

Within the United States (toll-free):

(800) 605-2282

Outside of the United States (collect calls accepted):

+1 (317) 262-2132

For over 25 years, WorldTrips has provided travel insurance and customer service to help our customers travel fearlessly. Our knowledgeable customer representatives are available 24/7 to respond to your travel emergencies. We have team members who can speak various languages and are available to help you with immediate assistance, regardless of what time zone you’re in.

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WorldTrips is a service company and a member of the Tokio Marine HCC group of companies.

WorldTrips’ Atlas Travel Series and StudentSecure international travel medical insurance products are underwritten by Lloyd's. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd.

WorldTrips' Atlas Journey, Atlas Cruiser, and Atlas On-The-Go trip protection insurance products are underwritten by Tokio Marine HCC's U.S. Specialty Insurance Company (USSIC). USSIC is a Texas-domiciled insurance company operating on an admitted basis throughout the United States. Coverage is available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. Coverage may not be available in all states.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705