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Nomad Insurance
Nomad Travel Health Insurance
If you’re preparing to travel and work abroad as a digital nomad, digital nomad insurance may fit your unique lifestyle better than a traditional travel health insurance plan.
The Atlas Nomads™ plan from WorldTrips is designed with you in mind.
- Plans as low as $1.85 USD per day
- Coverage is available for up to one year
- Covers you in nearly every country while abroad
- Pay in full or choose a monthly subscription
- Purchase at any time—even after departure
- Visit any local doctor and file a claim online
- Online cancellation is quick and easy
Is Nomad Insurance Required for Digital Nomads?
Possibly. Some countries require foreign visitors to have international travel health insurance that meets specific requirements. Others may only require proof of valid insurance for the duration of a trip.
Depending on where you’re traveling, you may also need a work visa or digital nomad visa. This visa could require health insurance or proof of your ability to pay for expenses incurred in your host country, including medical expenses. A nomad insurance plan like Atlas Nomads could provide the coverage you need to meet your requirements and travel with confidence.
Stay Connected: Instant Access to Your Insurance. Anytime, Anywhere.
International From
$
0
For 4 weeks of coverage for those up to 39 years old.
$0 Deductible
$250,000 Maximum Coverage
*Pricing varies based on age and destination.
U.S. Travel From
$
0
For 4 weeks of coverage for those up to 39 years old.
$0 Deductible
$250,000 Maximum Coverage
*Pricing varies based on age and destination.
When you purchase an Atlas Nomads travel health insurance plan, a digital resource document containing your coverage information will be available right at your fingertips—no app download required!
You’ll be able to easily access your policy documents, medical ID card, and online policy management portal straight from your smartphone’s home screen. Need to extend your coverage or give us a call? You can do so with a few quick taps.
And don’t worry about losing access if your Wi-Fi gets spotty—everything is available offline.
Discover the Benefits of Atlas Nomads
| Deductible | $0 per certificate period |
|---|---|
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Deductible $0 per certificate period
|
|
| Overall Maximum Limit | Up to Age 64: $250,000 |
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Overall Maximum Limit Up to Age 64: $250,000 |
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| Maximum Per Injury or Illness | Up to Age 64: $250,000 |
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Maximum Per Injury or Illness Up to Age 64: $250,000 |
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| Coinsurance | We will pay 100% of eligible expenses up to the overall maximum limit |
|
Coinsurance We will pay 100% of eligible expenses up to the overall maximum limit
|
|
| Emergency Room Copayment | Claims Incurred in the U.S.: You are responsible for a $100 copayment for each use of emergency room facility fee for each use of emergency for an illness unless you are admitted to the hospital. There will be no copayment for emergency room treatment of an injury. Claims Incurred Outside the U.S.: No copayment |
|
Emergency Room Copayment Claims Incurred in the U.S.: You are responsible for a $100 copayment for each use of emergency room facility fee for each use of emergency for an illness unless you are admitted to the hospital. There will be no copayment for emergency room treatment of an injury. Claims Incurred Outside the U.S.: No copayment |
|
| Urgent Care Center Copayment | Claims Incurred in the U.S.: You are responsible for a $50 copayment for each visit |
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Urgent Care Center Copayment Claims Incurred in the U.S.: You are responsible for a $50 copayment for each visit |
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| Travel Assistance Services | Atlas Nomads customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7.
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Travel Assistance Services Atlas Nomads customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7.
|
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| Policy Documents | Click here to view your policy documents. |
|
Policy Documents |
Eligible expenses are subject to deductible, overall maximum limit, and are per certificate period unless specifically indicated otherwise.
| Hospital Room and Board | Average semi-private room rate, including nursing services |
|---|---|
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Hospital Room and Board Average semi-private room rate, including nursing services
|
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| Local Ambulance | Usual, reasonable, and customary charges for covered injury or illness. Illness must result in hospitalization as inpatient. |
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Local Ambulance Usual, reasonable, and customary charges for covered injury or illness. Illness must result in hospitalization as inpatient.
|
|
| Intensive Care Unit | Up to the overall maximum limit |
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Intensive Care Unit Up to the overall maximum limit
|
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| Outpatient Physical Therapy and Chiropractic Care | Up to $500 maximum |
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Outpatient Physical Therapy and Chiropractic Care Up to $500 maximum
|
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| Emergency Dental | Up to $1,000 |
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Emergency Dental Up to $1,000
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| Emergency Eye Exam Copayment | Up to $150; $50 deductible per occurrence |
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Emergency Eye Exam Copayment Up to $150; $50 deductible per occurrence
|
|
| Hospital Indemnity | $100 per day of inpatient hospitalization |
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Hospital Indemnity $100 per day of inpatient hospitalization
|
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| *Acute Onset of Pre-Existing Condition (Click "Exclusions" Tab To See Benefit Description) | Up to the overall maximum limit Up to $25,000 lifetime maximum for Emergency Medical Evacuation |
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*Acute Onset of Pre-Existing Condition (Click "Exclusions" Tab To See Benefit Description) Up to the overall maximum limit Up to $25,000 lifetime maximum for Emergency Medical Evacuation |
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| Terrorism | Up to $50,000 lifetime maximum, eligible medical expenses only |
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Terrorism Up to $50,000 lifetime maximum, eligible medical expenses only
|
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| All Other Eligible Medical Expenses | Up to the overall maximum limit |
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All Other Eligible Medical Expenses Up to the overall maximum limit
|
Eligible expenses are subject to deductible, overall maximum limit, and are per certificate period unless specifically indicated otherwise.
| Repatriation of Remains | Up to $20,000 lifetime maximum - not subject to overall maximum limit |
|---|---|
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Repatriation of Remains Up to $20,000 lifetime maximum
- not subject to overall maximum limit
|
|
| Local Burial or Cremation | Up to $10,000 lifetime maximum |
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Local Burial or Cremation Up to $10,000 lifetime maximum
|
|
| Accidental Death and Dismemberment (Excludes Loss Due to Common Carrier Accident) | Under Age 18: Lifetime maximum: $5,000 / Death: $5,000 / Loss of 2 limbs: $5,000 / Loss of 1 limb: $2,500 Ages 18 Through 69: Lifetime maximum: $25,000 / Death: $25,000 / Loss of 2 limbs: $25,000 / Loss of 1 limb: $12,500 $250,000 maximum benefit any one family or group - not subject to overall maximum limit |
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Accidental Death and Dismemberment (Excludes Loss Due to Common Carrier Accident) Under Age 18: Lifetime maximum: $5,000 / Death: $5,000 / Loss of 2 limbs: $5,000 / Loss of 1 limb: $2,500 Ages 18 Through 69: Lifetime maximum: $25,000 / Death: $25,000 / Loss of 2 limbs: $25,000 / Loss of 1 limb: $12,500 $250,000 maximum benefit any one family or group - not subject to overall maximum limit |
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| Common Carrier Accidental Death | Under Age 18: $10,000 Ages 18 Through 69: $50,000 Subject to a maximum of $250,000 any one family or group - not subject to overall maximum limit |
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Common Carrier Accidental Death Under Age 18: $10,000 Ages 18 Through 69: $50,000 Subject to a maximum of $250,000 any one family or group - not subject to overall maximum limit |
Eligible expenses are subject to deductible, overall maximum limit, and are per certificate period unless specifically indicated otherwise.
| Travel Delay | Up to $100 a day (2-day maximum) after a 12-hour delay period requiring an unplanned overnight stay |
|---|---|
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Travel Delay Up to $100 a day (2-day maximum) after a 12-hour delay period requiring an unplanned overnight stay
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| Lost Checked Luggage | Up to $3,000 per certificate period (up to $500 per item) Up to $6,000 lifetime limit |
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Lost Checked Luggage Up to $3,000 per certificate period (up to $500 per item) Up to $6,000 lifetime limit |
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| Lost or Stolen Passport/Travel Visa | Up to $100 |
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Lost or Stolen Passport/Travel Visa Up to $100
|
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| Border Entry Protection | Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border |
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Border Entry Protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border
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| Emergency Quarantine Indemnity - COVID-19 | $50 a day for up to 10 days. Must have a minimum of 1 month of coverage. Proof of quarantine mandated by a physician or governmental authority required. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2 or being symptomatic and waiting on diagnostic test results. Benefit may be used only once per 12-month period. Not available while in your home country. |
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Emergency Quarantine Indemnity - COVID-19 $50 a day for up to 10 days. Must have a minimum of 1 month of coverage. Proof of quarantine mandated by a physician or governmental authority required. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2 or being symptomatic and waiting on diagnostic test results. Benefit may be used only once per 12-month period. Not available while in your home country.
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| Crisis Response—Ransom, Personal Belongings, and Crisis Response Fees and Expenses | Up to $10,000 lifetime maximum - not subject to overall maximum limit |
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Crisis Response—Ransom, Personal Belongings, and Crisis Response Fees and Expenses Up to $10,000 lifetime maximum
- not subject to overall maximum limit |
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| Natural Disaster – Replacement Accommodations | Up to $100 a day (5-day maximum) |
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Natural Disaster – Replacement Accommodations Up to $100 a day (5-day maximum)
|
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| Personal Liability | Up to: $25,000 lifetime maximum $25,000 third-person injury $25,000 third-person property $2,500 related third-person property - not subject to overall maximum limit |
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Personal Liability Up to: $25,000 lifetime maximum $25,000 third-person injury $25,000 third-person property $2,500 related third-person property - not subject to overall maximum limit |
| Trip Interruption | Up to $5,000 |
|---|---|
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Trip Interruption Up to $5,000
|
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| Emergency Medical Evacuation | Up to $100,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition (click "Exclusions" tab to see benefit description) - not subject to overall maximum limit |
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Emergency Medical Evacuation Up to $100,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition (click "Exclusions" tab to see benefit description)
- not subject to overall maximum limit |
|
| Political Evacuation | Up to $10,000 lifetime maximum |
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Political Evacuation Up to $10,000 lifetime maximum
|
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| Emergency Reunion | Up to $50,000 (15-day maximum) |
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Emergency Reunion Up to $50,000 (15-day maximum)
|
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| Bedside Visit | Up to $1,500 |
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Bedside Visit Up to $1,500
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| Return of Minor Children | Up to $5,000 |
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Return of Minor Children Up to $5,000
|
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| Pet Return | Up to $1,000 |
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Pet Return Up to $1,000
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| Excluded Medical Expenses | Certain types of medical expenses are excluded from coverage under Atlas Nomads insurance. Some exclusions are listed here. Please refer to the Description of Coverage for the complete list of exclusions.
|
|---|---|
|
Excluded Medical Expenses Certain types of medical expenses are excluded from coverage under Atlas Nomads insurance. Some exclusions are listed here. Please refer to the Description of Coverage for the complete list of exclusions.
|
|
| Pre-Existing Conditions | *Pre-existing condition means any injury, illness, sickness, disease, or other physical, medical, mental, or nervous disorder, condition, or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the 2 years prior to the effective date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, treated, or disclosed to us prior to the effective date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom. |
|
Pre-Existing Conditions *Pre-existing condition means any injury, illness, sickness, disease, or other physical, medical, mental, or nervous disorder, condition, or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the 2 years prior to the effective date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, treated, or disclosed to us prior to the effective date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom. |
|
| Acute Onset of Pre-Existing Condition | **Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition. The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met:
|
|
Acute Onset of Pre-Existing Condition **Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition. The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met:
|
| Deductible | $0 per certificate period |
|---|---|
|
Deductible $0 per certificate period
|
|
| Overall Maximum Limit | Up to Age 64: $250,000 |
|
Overall Maximum Limit Up to Age 64: $250,000 |
|
| Maximum Per Injury or Illness | Up to Age 64: $250,000 |
|
Maximum Per Injury or Illness Up to Age 64: $250,000 |
|
| Coinsurance | We will pay 100% of eligible expenses up to the overall maximum limit |
|
Coinsurance We will pay 100% of eligible expenses up to the overall maximum limit
|
|
| Emergency Room Copayment | Claims Incurred in the U.S.: You are responsible for a $100 copayment for each use of emergency room facility fee for each use of emergency for an illness unless you are admitted to the hospital. There will be no copayment for emergency room treatment of an injury. Claims Incurred Outside the U.S.: No copayment |
|
Emergency Room Copayment Claims Incurred in the U.S.: You are responsible for a $100 copayment for each use of emergency room facility fee for each use of emergency for an illness unless you are admitted to the hospital. There will be no copayment for emergency room treatment of an injury. Claims Incurred Outside the U.S.: No copayment |
|
| Urgent Care Center Copayment | Claims Incurred in the U.S.: You are responsible for a $50 copayment for each visit |
|
Urgent Care Center Copayment Claims Incurred in the U.S.: You are responsible for a $50 copayment for each visit |
|
| Travel Assistance Services | Atlas Nomads customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7.
|
|
Travel Assistance Services Atlas Nomads customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7.
|
|
| Policy Documents | Click here to view your policy documents. |
|
Policy Documents |
|
| Hospital Room and Board | Average semi-private room rate, including nursing services |
|
Hospital Room and Board Average semi-private room rate, including nursing services
|
|
| Local Ambulance | Usual, reasonable, and customary charges for covered injury or illness. Illness must result in hospitalization as inpatient. |
|
Local Ambulance Usual, reasonable, and customary charges for covered injury or illness. Illness must result in hospitalization as inpatient.
|
|
| Intensive Care Unit | Up to the overall maximum limit |
|
Intensive Care Unit Up to the overall maximum limit
|
|
| Outpatient Physical Therapy and Chiropractic Care | Up to $500 maximum |
|
Outpatient Physical Therapy and Chiropractic Care Up to $500 maximum
|
|
| Emergency Dental | Up to $1,000 |
|
Emergency Dental Up to $1,000
|
|
| Emergency Eye Exam Copayment | Up to $150; $50 deductible per occurrence |
|
Emergency Eye Exam Copayment Up to $150; $50 deductible per occurrence
|
|
| Hospital Indemnity | $100 per day of inpatient hospitalization |
|
Hospital Indemnity $100 per day of inpatient hospitalization
|
|
| *Acute Onset of Pre-Existing Condition (Click "Exclusions" Tab To See Benefit Description) | Up to the overall maximum limit Up to $25,000 lifetime maximum for Emergency Medical Evacuation |
|
*Acute Onset of Pre-Existing Condition (Click "Exclusions" Tab To See Benefit Description) Up to the overall maximum limit Up to $25,000 lifetime maximum for Emergency Medical Evacuation |
|
| Terrorism | Up to $50,000 lifetime maximum, eligible medical expenses only |
|
Terrorism Up to $50,000 lifetime maximum, eligible medical expenses only
|
|
| All Other Eligible Medical Expenses | Up to the overall maximum limit |
|
All Other Eligible Medical Expenses Up to the overall maximum limit
|
|
| Repatriation of Remains | Up to $20,000 lifetime maximum - not subject to overall maximum limit |
|
Repatriation of Remains Up to $20,000 lifetime maximum
- not subject to overall maximum limit
|
|
| Local Burial or Cremation | Up to $10,000 lifetime maximum |
|
Local Burial or Cremation Up to $10,000 lifetime maximum
|
|
| Accidental Death and Dismemberment (Excludes Loss Due to Common Carrier Accident) | Under Age 18: Lifetime maximum: $5,000 / Death: $5,000 / Loss of 2 limbs: $5,000 / Loss of 1 limb: $2,500 Ages 18 Through 69: Lifetime maximum: $25,000 / Death: $25,000 / Loss of 2 limbs: $25,000 / Loss of 1 limb: $12,500 $250,000 maximum benefit any one family or group - not subject to overall maximum limit |
|
Accidental Death and Dismemberment (Excludes Loss Due to Common Carrier Accident) Under Age 18: Lifetime maximum: $5,000 / Death: $5,000 / Loss of 2 limbs: $5,000 / Loss of 1 limb: $2,500 Ages 18 Through 69: Lifetime maximum: $25,000 / Death: $25,000 / Loss of 2 limbs: $25,000 / Loss of 1 limb: $12,500 $250,000 maximum benefit any one family or group - not subject to overall maximum limit |
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| Common Carrier Accidental Death | Under Age 18: $10,000 Ages 18 Through 69: $50,000 Subject to a maximum of $250,000 any one family or group - not subject to overall maximum limit |
|
Common Carrier Accidental Death Under Age 18: $10,000 Ages 18 Through 69: $50,000 Subject to a maximum of $250,000 any one family or group - not subject to overall maximum limit |
|
| Trip Interruption | Up to $5,000 |
|
Trip Interruption Up to $5,000
|
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| Travel Delay | Up to $100 a day (2-day maximum) after a 12-hour delay period requiring an unplanned overnight stay |
|
Travel Delay Up to $100 a day (2-day maximum) after a 12-hour delay period requiring an unplanned overnight stay
|
|
| Lost Checked Luggage | Up to $3,000 per certificate period (up to $500 per item) Up to $6,000 lifetime limit |
|
Lost Checked Luggage Up to $3,000 per certificate period (up to $500 per item) Up to $6,000 lifetime limit |
|
| Lost or Stolen Passport/Travel Visa | Up to $100 |
|
Lost or Stolen Passport/Travel Visa Up to $100
|
|
| Border Entry Protection | Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border |
|
Border Entry Protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border
|
|
| Emergency Medical Evacuation | Up to $100,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition (click "Exclusions" tab to see benefit description) - not subject to overall maximum limit |
|
Emergency Medical Evacuation Up to $100,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition (click "Exclusions" tab to see benefit description)
- not subject to overall maximum limit |
|
| Political Evacuation | Up to $10,000 lifetime maximum |
|
Political Evacuation Up to $10,000 lifetime maximum
|
|
| Emergency Reunion | Up to $50,000 (15-day maximum) |
|
Emergency Reunion Up to $50,000 (15-day maximum)
|
|
| Bedside Visit | Up to $1,500 |
|
Bedside Visit Up to $1,500
|
|
| Return of Minor Children | Up to $5,000 |
|
Return of Minor Children Up to $5,000
|
|
| Pet Return | Up to $1,000 |
|
Pet Return Up to $1,000
|
|
| Emergency Quarantine Indemnity - COVID-19 | $50 a day for up to 10 days. Must have a minimum of 1 month of coverage. Proof of quarantine mandated by a physician or governmental authority required. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2 or being symptomatic and waiting on diagnostic test results. Benefit may be used only once per 12-month period. Not available while in your home country. |
|
Emergency Quarantine Indemnity - COVID-19 $50 a day for up to 10 days. Must have a minimum of 1 month of coverage. Proof of quarantine mandated by a physician or governmental authority required. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2 or being symptomatic and waiting on diagnostic test results. Benefit may be used only once per 12-month period. Not available while in your home country.
|
|
| Crisis Response—Ransom, Personal Belongings, and Crisis Response Fees and Expenses | Up to $10,000 lifetime maximum - not subject to overall maximum limit |
|
Crisis Response—Ransom, Personal Belongings, and Crisis Response Fees and Expenses Up to $10,000 lifetime maximum
- not subject to overall maximum limit |
|
| Natural Disaster – Replacement Accommodations | Up to $100 a day (5-day maximum) |
|
Natural Disaster – Replacement Accommodations Up to $100 a day (5-day maximum)
|
|
| Personal Liability | Up to: $25,000 lifetime maximum $25,000 third-person injury $25,000 third-person property $2,500 related third-person property - not subject to overall maximum limit |
|
Personal Liability Up to: $25,000 lifetime maximum $25,000 third-person injury $25,000 third-person property $2,500 related third-person property - not subject to overall maximum limit |
|
| Excluded Medical Expenses | Certain types of medical expenses are excluded from coverage under Atlas Nomads insurance. Some exclusions are listed here. Please refer to the Description of Coverage for the complete list of exclusions.
|
|
Excluded Medical Expenses Certain types of medical expenses are excluded from coverage under Atlas Nomads insurance. Some exclusions are listed here. Please refer to the Description of Coverage for the complete list of exclusions.
|
|
| Pre-Existing Conditions | *Pre-existing condition means any injury, illness, sickness, disease, or other physical, medical, mental, or nervous disorder, condition, or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the 2 years prior to the effective date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, treated, or disclosed to us prior to the effective date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom. |
|
Pre-Existing Conditions *Pre-existing condition means any injury, illness, sickness, disease, or other physical, medical, mental, or nervous disorder, condition, or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the 2 years prior to the effective date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, treated, or disclosed to us prior to the effective date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom. |
|
| Acute Onset of Pre-Existing Condition | **Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition. The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met:
|
|
Acute Onset of Pre-Existing Condition **Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition. The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met:
|
What’s the Difference Between Nomad Insurance and Annual Travel Medical Insurance?
As a digital nomad, you might find yourself away from home for a year or more. You may recognize that you don’t have medical coverage outside of your home country, but you may be confused about which type of plan you need.
Annual travel medical insurance like our Atlas MultiTrip plan is designed for frequent international trips, rather than one long stay abroad. It provides 12 months of coverage, but it only covers you for trips of up to 30 or 45 days each. Plus, you’re locked into coverage for 12 months (no matter how much or how little you end up traveling).
Our Atlas Nomad Insurance can provide up to a year of continuous coverage, so it makes more sense if you’ll be living and working abroad for longer than a month or two at a time. Plus, the plan is more flexible to meet your needs. You can buy coverage for an entire year or pay monthly. That way, if you do need to change your plans and return to your home country, you can end your coverage at the end of the month without paying for the entire year.
Why WorldTrips?
Choosing the right nomad insurance plan is important, but so is choosing an insurance provider who will support you at every turn. For over 25 years, WorldTrips has offered international travel medical insurance and assistance to global nomads and adventurers.
Our knowledgeable, U.S.-based customer service team will help you navigate the unexpected—no matter the time zone or spoken language. But don’t just take our word for it. WorldTrips has been recognized for our reliability and quality customer service by several reputable websites and travel experts, including Forbes, CNBC, CNN Underscored, Condé Nast Traveler, USA Today, and NerdWallet.
“Of the top eight travel insurance companies in our review, WorldTrips’ underwriting company is the only one to have an A++ (Superior) financial strength rating from AM Best.”
As Seen in
How Nomad Insurance Works in Action
You're working abroad when you get the news that your grandfather has passed away. Since you can work from anywhere, you decide to return home and be with your family.
Your Atlas Nomads policy’s Trip Interruption benefit pays eligible expenses required to fly you back home earlier than you’d originally planned to return due to the death in the immediate family.
You’re exploring the mountains when you fall and become seriously injured.
The local medical facility does not have the physicians or equipment to provide the treatment you need. But your Atlas Nomads plan's Emergency Medical Evacuation benefit covers eligible costs associated with transporting you to a hospital adequately prepared to save your life or limb.
More Travel Medical Insurance Plans
Need coverage for a vacation, multiple trips abroad, or a group of travelers? Explore more international travel medical insurance plans designed for specific travel needs.
Global Travel
Atlas Travel® is our most popular travel medical insurance plan designed for single trips abroad. It may be ideal for a vacation, a single business trip, a cruise, or other adventures.
Group Travel
Atlas Group® provides the same benefits and services of our popular Atlas Travel plan at a 10% reduced rate for groups of 5 or more. Our group travel plans may be ideal for family reunions, mission trips, student trips, and more!
Annual Travel
Atlas MultiTrip® covers you for any number of pre-planned or last-minute trips abroad throughout a one-year period. Whether you’re constantly traveling for business or pleasure, an annual travel medical plan can help you save.
Travel to the U.S.
Atlas America® is our Atlas Travel plan for international visitors to the United States. Some U.S. visas require travel medical insurance. Our Atlas America plan can help make sure you or your family members have coverage.
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WorldTrips international travel medical insurance products are underwritten by Lloyd's. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd.