Corona Virus Travel Medical Coverage Alerts

Atlas or StudentSecure Policies Purchased on or After February 2, 2023:

Your plan will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Where to Review This Information
You can review this information by reading through the “General Exclusions” section of your Description of Coverage (DOC).

You will find the link to your DOC in the fulfillment documents attached to your purchase confirmation email. You can also find your DOC in Member Portal at worldtrips.my.site.com/MemberPortal. Sign in to the portal, click “Policy Information” in the navigation menu, and then click the box labeled “Description of Coverage.”

The general exclusion related to epidemics, pandemics, public health emergencies, natural disasters, and other disease outbreaks states that it does not apply to COVID-19-related expenses.

The Full Exclusion Reads:
Any illness or injury incurred as a result of epidemics, pandemics, public health emergencies, natural disasters, or other disease outbreak conditions that may affect a person’s health when, prior to your effective date, any of the following were issued:

1. the United States Centers for Disease Control & Prevention had issued a Warning/Alert Level 3 or higher for a location or destination, including common carriers; or
   
   
2. the United States Centers for Disease Control & Prevention had issued a Global or Worldwide Warning/Alert Level 3 or higher.

This exclusion is applicable when:

1. any of the above were in effect within 60 days immediately prior to your effective date or
    
2. within 10 days following the date the alert/warning is issued you have failed to depart the country or location.

This exclusion does not apply to charges resulting from COVID-19/SARS-CoV-2.

 If You Purchased Your Atlas Policy on or After July 15, 2020 or Your StudentSecure Policy on or After May 15, 2020:

Your plan will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Where to Review This Information
You can review this information by reading through the “General Exclusions” section of your Description of Coverage (DOC).

You will find the link to your DOC in the fulfillment documents attached to your purchase confirmation email. You can also find your DOC in Member Portal at worldtrips.my.site.com/MemberPortal. Sign in to the portal, click “Policy Information” in the navigation menu, and then click the box labeled “Description of Coverage.”

The general exclusion related to epidemics, pandemics, public health emergencies, natural disasters, and other disease outbreaks states that it does not apply to COVID-19-related expenses.

The Full Exclusion Reads:
Any illness or injury incurred as a result of epidemics, pandemics, public health emergencies, natural disasters, or other disease outbreak conditions that may affect a person’s health when, prior to your effective date, any of the following were issued:

1. the United States Centers for Disease Control & Prevention had issued a Warning/Alert Level 3 or higher for a location or destination, including common carriers; or
2. the United States Centers for Disease Control & Prevention had issued a Global or Worldwide Warning/Alert Level 3 or higher.

This exclusion is applicable when:

1. any of the above were in effect within 6 months immediately prior to your effective date or
2. within 10 days following the date the alert/warning is issued you have failed to depart the country or location.

This exclusion does not apply to charges resulting from COVID-19/SARS-CoV-2.

The U.S. Centers for Disease Control and Prevention (CDC) assert that preventive measures are the best way to avoid exposure to the virus and prevent illness. Carefully read the preventative measures and recommendations regarding COVID-19 and travel 

Follow These Preventive Measures from the CDC:

• Stay up to date with all COVID-19 vaccines.  
• Wash your hands often with soap and water for at least 20 seconds, especially before eating or after going to the bathroom, blowing your nose, coughing, or sneezing.
• If soap and water are not readily available, use an alcohol-based hand sanitizer with at least 60% alcohol. Always wash hands with soap and water if hands are visibly dirty.
• Avoid touching your eyes, nose, and mouth with unwashed hands.
• Avoid crowded areas or keep distance between yourself and others when possible. 
• Improve ventilation and move indoor activities outside if possible. 
• Wear a mask over your nose and mouth that fits snugly against the sides of your face. 
• Avoid contact with people who are sick or have suspected or confirmed COVID-19. 
• Follow recommendations if you have been exposed to COVID-19 and stay home if you have suspected or confirmed COVID-19.