You may know that travel medical insurance can provide you with coverage in the event of a health emergency abroad. For example, if you fall and break your leg, a travel medical plan like WorldTrips' Atlas Travel® could provide you with coverage for hospital room and board, diagnostic testing, physician charges, surgery, sutures, and more. Travel medical insurance may also provide coverage for travel-related mishaps, such as an interrupted trip, delay, or lost checked luggage.
But there are some unique travel medical insurance benefits you may not know exist, such as Pet Return and Crisis Response. Below, we'll share 11 travel medical insurance coverages that might surprise you.
WorldTrips' Atlas Travel medical insurance plan includes coverage for the cost of sending your favorite furry friend back to your home country if you become unexpectedly hospitalized with a covered illness or injury that will lead to your pet being unattended for 36+ hours. This benefit provides up to $1,000 for one-way economy, air or ground transportation for your pet.
A hospital stay in a foreign country can be lonely and stressful. If you are confined to a hospital's intensive care unit for treatment of a covered life-threatening injury or illness, Atlas Travel's Bedside Visit benefit can pay up to $1,500 for round-trip economy, air or ground transportation for a relative to visit you at your bedside.
If you are hospitalized following a covered emergency medical evacuation, the Emergency Reunion benefit can pay for a relative's round-trip air or ground transportation to your bedside, as well as their lodging and meals for a period of up to 15 days. The maximum limit for this benefit with an Atlas Travel plan is $100,000.
If you upgrade to Atlas Premium, our elite Atlas Travel insurance plan, this coverage automatically increases to $150,000.
See the key differences between Atlas Travel and Atlas Premium.
Are you planning to travel with young children? If you are hospitalized for a covered injury or illness and you're expected to remain in the hospital for 36+ hours, Atlas Travel can transport your dependent children (under age 18) back to the area where you live via one-way economy, air or ground transportation. This benefit offers coverage of up to $50,000.
No traveler wants to consider the threat of kidnapping while exploring the world abroad, but foreign travelers and their families can be targets for express kidnappings. This is a method of abduction in which kidnappers demand a small, easy accessible ransom in exchange for a quick release.
Atlas Travel insurance includes a Crisis Response benefit designed to help families with their financial and emotional burden of such events - and to ensure their victim's safety above all else.
With Crisis Response, you get $10,000 for:
You'll also have the option to enhance your coverage and increase it to $100,000 (with $10,000 for natural disaster coverage) during the purchase process. And if you upgrade to an Atlas Premium policy - our elite Atlas Travel plan - your Crisis Response coverage will automatically jump to $100,000.
No one wants to consider the possibility of being subjected to an act of terrorism, but it never hurts to be prepared for the worst. That's why Atlas Travel offers coverage for eligible medical expenses resulting from acts of terrorism if the country or region you're visiting has not been under a level 3 or higher travel advisory in the 60 days prior to your arrival date. The coverage may be valuable in countries where there is a chance of an occurrence but no general reason to expect one.
Learn more about terrorism coverage here.
What happens if there's an earthquake, flood, hurricane, tsunami, or other natural disaster while you're traveling abroad? If you cannot stay in your hotel or other paid accommodations due to an evacuation from a disaster, you may qualify for up to $250 a day in coverage for up to five days so you can secure replacement accommodations. With an Atlas Premium policy, this per-day benefit increases up to $500 for up to 5 days.
No one plans to be held liable for causing an injury or accidental damage, but there's always that risk as you travel abroad. With an Atlas Travel plan, you may be eligible to receive up to $25,000 for personal liability coverage if you become legally liable for paying damages resulting from accidental:
You'll also have the option to increase your coverage to $100,000 during the purchase process. And if you upgrade to an Atlas Premium policy - our elite Atlas Travel plan - your Personal Liability coverage will have a built-in maximum of $100,000.
Atlas Travel includes coverage for eligible injuries and illnesses that could occur while participating in many popular vacation sports, such as skiing and snowboarding (recreational downhill and/or cross country), snorkeling, water skiing, and more. Certain extreme sports are excluded from coverage.
To see the entire list of exclusions, visit the "Sports and Activities" page of Atlas Travel's Description of Coverage.
You don't want to worry about a toothache wreaking havoc on your travels. Atlas Travel can cover up to $300 for emergency dental work necessary to resolve pain or restore or replace teeth that are lost or damaged in a covered accident.
We hope you will have a safe and wonderful trip abroad, but travel medical insurance often includes coverage in case the worst were to happen and you were to pass away from a covered illness or injury during your trip.
Atlas Travel's Repatriation of Remains benefit can cover the air or ground costs of transporting your remains to the airport nearest your home to help ease the financial burden on your family.
Or your beneficiary may opt for you to be buried or cremated in the country of death, in which case they would receive up to $5,000 to cover this cost.
Travel medical insurance like WorldTrips' Atlas Travel offers a range of coverages to help you travel with confidence and prepare for the various situations that could arise during a trip abroad.
When you purchase an Atlas Travel plan, you'll also have access to travel assistance services available in several languages. Some highlights include:
All services are available 365 days a year, and emergency services are accessible 24/7. See all available travel assistance services here.