Requirements for Schengen Area Travel Medical Insurance
You are free to choose your own travel medical insurance for your Schengen visa. However, it must meet the following established insurance requirements:
- Minimum coverage of 30,000 Euros (about USD *$32,879)
- Coverage for expenses which might arise in connection with repatriation for medical reasons
- Coverage for expenses which might arise in connection with urgent medical attention and/or emergency hospital treatment
- Coverage for expenses which might arise due to the individual’s death
- Coverage for the entire period of the individual’s intended stay or transit
- Valid in all Schengen Area countries
*Exchange rate valid as of August 2024.
Get Schengen Visa Approved with Atlas Travel Insurance
Atlas Travel® is budget-friendly travel medical insurance for unexpected health issues abroad. The insurance is valid in the Schengen Area and nearly anywhere else you travel outside of your home country.
Atlas Travel is flexible and allows you to input your unique coverage dates and choose from a range of plan deductibles and overall maximum limits. Just make sure your selection meets Schengen Area travel medical insurance requirements.
Atlas Travel Highlights Ideal for Schengen Travelers
- Up to $2,000,000 for unexpected injury or illness
- Up to $1,000,000 for emergency medical evacuation
- Accidental death (AD&D) and repatriation benefits
- 100% coverage for eligible expenses incurred in the Schengen Area (after the deductible and up to the overall maximum limit)
See more Atlas Travel benefits or get an Atlas Travel plan.
Key Features of Atlas Travel Insurance for Schengen Area Trips
- Visa Letter – Get access to a visa letter that serves as proof of valid Schengen visa insurance.
- Travel Assistance Services – Call for assistance locating a medical provider, with lost travel documents, lost luggage, translations, and more 365 days a year.
- Flexibility – Choose the deductible that’s right for you: $0, $100, $250, $500, $1,000, $2,500, or $5,000.
- Immediate Fulfillment – Buy online and get your policy documents immediately.
- Ease of Use – You’re able to extend your coverage after purchase or cancel your policy if your plans change.
Other Requirements for a Schengen Visa
In addition to having insurance that meets Schengen visa requirements, you will need to submit the following to your designated consulate as part of your application:
- Completed and signed Schengen visa application form
- Passport
- Two recent, color photographs that meet ICAO requirements
- Fingerprints (may be collected at your visa appointment)
- Application fee payment
- Supporting documents which prove:
- The purpose of your travel
- That you have planned for accommodations
- Your intentions to return to your country of residence at the end of your trip
- Your means of subsistence
See examples of acceptable supporting documents on Schengen Visa Requirement Page.