Group Travel Insurance
Did you know group travel medical insurance can insure your entire group with one convenient payment? Not only will you save time, buy you'll save money too. WorldTrips' Atlas Group provides the same benefits as our popular Atlas Travel plan at a 10% reduced rate for travel groups of 5 or more.
Consider group travel medical insurance if you’re traveling abroad for:
- Vacation with friends or family
- A business conference or corporate retreat
- A school or mission trip
- An organized tour like a cruise or safari
Discover the Benefits of Atlas Group Travel Insurance
| Deductibles | $0, $100, $250, $500, $1,000, $2,500, $5,000 per certificate period |
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Deductibles $0, $100, $250, $500, $1,000, $2,500, $5,000 per certificate period
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| Maximum Per Injury or Illness | Age 80 or Older: $10,000 Age 65 to 79: $50,000 or $100,000 All Others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 |
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Maximum Per Injury or Illness Age 80 or Older: $10,000 Age 65 to 79: $50,000 or $100,000 All Others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 |
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| Overall Maximum Limit | Age 80 or Older: $10,000 Age 65 to 79: $50,000 or $100,000 All Others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 |
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Overall Maximum Limit Age 80 or Older: $10,000 Age 65 to 79: $50,000 or $100,000 All Others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 |
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| Coinsurance | We will pay 100% of eligible expenses after the deductible up to the overall maximum limit |
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Coinsurance We will pay 100% of eligible expenses after the deductible up to the overall maximum limit
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| Emergency Room Co-Payment | Claims Incurred in the U.S. There will be no co-payment for emergency room treatment of an injury. Claims Incurred Outside the U.S. |
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Emergency Room Co-Payment Claims Incurred in the U.S. There will be no co-payment for emergency room treatment of an injury. Claims Incurred Outside the U.S. |
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| Urgent Care Center Co-Payment | Claims Incurred in the U.S. Claims Incurred Outside the U.S. |
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Urgent Care Center Co-Payment Claims Incurred in the U.S. Claims Incurred Outside the U.S. |
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| Reduced Rate for Groups | 10% reduced rate for travel groups of 5 or more |
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Reduced Rate for Groups 10% reduced rate for travel groups of 5 or more
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| Travel Assistance Services | Atlas Group customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7. Services include:
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Travel Assistance Services Atlas Group customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7. Services include:
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| Policy Documents | Click here to view your policy documents. |
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Policy Documents |
| Hospital Room and Board | Average semi-private room rate, including nursing services |
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Hospital Room and Board Average semi-private room rate, including nursing services
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| Local Ambulance | Usual, reasonable, and customary charges for covered illness or injury. Illness must result in hospitalization as inpatient. |
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Local Ambulance Usual, reasonable, and customary charges for covered illness or injury. Illness must result in hospitalization as inpatient.
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| Intensive Care Unit | Up to the overall maximum limit |
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Intensive Care Unit Up to the overall maximum limit
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| Outpatient Physical Therapy and Chiropractic Care | Up to $50 maximum per day |
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Outpatient Physical Therapy and Chiropractic Care Up to $50 maximum per day
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| Emergency Dental | Up to $300 - not subject to deductible |
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Emergency Dental Up to $300 - not subject to deductible
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| Emergency Eye Exam Copayment | Up to $150; $50 copayment per occurrence (plan deductible is waived) |
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Emergency Eye Exam Copayment Up to $150; $50 copayment per occurrence (plan deductible is waived)
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| Hospital Indemnity | $100 per day of inpatient hospitalization - not subject to deductible |
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Hospital Indemnity $100 per day of inpatient hospitalization - not subject to deductible
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| Acute Onset of Pre-Existing Condition (Click "Exclusions" Tab To See Benefit Description) | Up to the overall maximum limit |
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Acute Onset of Pre-Existing Condition (Click "Exclusions" Tab To See Benefit Description) Up to the overall maximum limit
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| Terrorism | Up to $50,000 lifetime maximum, eligible medical expenses only |
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Terrorism Up to $50,000 lifetime maximum, eligible medical expenses only
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| All Other Eligible Medical Expenses | Up to the overall maximum limit |
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All Other Eligible Medical Expenses Up to the overall maximum limit
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| Repatriation of Remains | Equal to the elected overall maximum limit - not subject to deductible or coinsurance This limit is for this benefit only and is not included in or subject to the overall maximum limit |
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Repatriation of Remains Equal to the elected overall maximum limit - not subject to deductible or coinsurance This limit is for this benefit only and is not included in or subject to the overall maximum limit |
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| Local Burial or Cremation | Up to $5,000 lifetime maximum - not subject to deductible |
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Local Burial or Cremation Up to $5,000 lifetime maximum - not subject to deductible
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| Accidental Death and Dismemberment (Excludes Loss Due to Common Carrier Accident) | Under Age 18 Lifetime Maximum: $5,000 Death: $5,000 Loss of 2 limbs: $5,000 Loss of 1 limb: $2,500 Ages 18 Through 69 Lifetime Maximum: $25,000 Death: $25,000 Loss of 2 limbs: $25,000 Loss of 1 limb: $12,500 Ages 70 through 74 Lifetime Maximum: $12,500 Death: $12,500 Loss of 2 limbs: $12,500 Loss of 1 limb: $6,250 Ages 75 and Older Lifetime Maximum: $6,250 Death: $6,250 Loss of 2 limbs: $6,250 Loss of 1 limb: $3,125 $250,000 maximum benefit any one family or group - not subject to deductible or overall maximum limit |
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Accidental Death and Dismemberment (Excludes Loss Due to Common Carrier Accident) Under Age 18 Lifetime Maximum: $5,000 Death: $5,000 Loss of 2 limbs: $5,000 Loss of 1 limb: $2,500 Ages 18 Through 69 Lifetime Maximum: $25,000 Death: $25,000 Loss of 2 limbs: $25,000 Loss of 1 limb: $12,500 Ages 70 through 74 Lifetime Maximum: $12,500 Death: $12,500 Loss of 2 limbs: $12,500 Loss of 1 limb: $6,250 Ages 75 and Older Lifetime Maximum: $6,250 Death: $6,250 Loss of 2 limbs: $6,250 Loss of 1 limb: $3,125 $250,000 maximum benefit any one family or group - not subject to deductible or overall maximum limit |
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| Common Carrier Accidental Death | Under Age 18 $10,000 Ages 18 through 69 $50,000 Ages 70 through 74 $25,000 Ages 75 and Older $12,500 Subject to a maximum of $250,000 any one family or group - not subject to deductible or overall maximum limit |
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Common Carrier Accidental Death Under Age 18 $10,000 Ages 18 through 69 $50,000 Ages 70 through 74 $25,000 Ages 75 and Older $12,500 Subject to a maximum of $250,000 any one family or group - not subject to deductible or overall maximum limit |
| Travel Delay | Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay; subject to a maximum of 2 days - not subject to deductible |
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Travel Delay Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay; subject to a maximum of 2 days
- not subject to deductible
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| Lost Checked Luggage | Up to $1,000 - not subject to deductible |
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Lost Checked Luggage Up to $1,000 - not subject to deductible
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| Lost or Stolen Passport/Travel Visa | Up to $100 - not subject to deductible |
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Lost or Stolen Passport/Travel Visa Up to $100 - not subject to deductible
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| Border Entry Protection | Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border - not subject to deductible |
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Border Entry Protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border - not subject to deductible
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| Crisis Response—Ransom, Personal Belongings, and Crisis Response Fees and Expenses | Up to $10,000 per certificate period - not subject to deductible or overall maximum limit |
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Crisis Response—Ransom, Personal Belongings, and Crisis Response Fees and Expenses Up to $10,000 per certificate period - not subject to deductible or overall maximum limit
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| Optional Crisis Response Rider with Natural Disaster Evacuation | Up to $90,000 per certificate period, with $10,000 maximum for Natural Disaster Evacuation - not subject to deductible or overall maximum limit |
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Optional Crisis Response Rider with Natural Disaster Evacuation Up to $90,000 per certificate period, with $10,000 maximum for Natural Disaster Evacuation - not subject to deductible or overall maximum limit
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| Natural Disaster – Replacement Accommodations | Up to $250 a day for 5 days - not subject to deductible |
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Natural Disaster – Replacement Accommodations Up to $250 a day for 5 days - not subject to deductible
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| Personal Liability | Lifetime Maximum: $25,000 Third-Person Injury: Up to $25,000 Third-Person Property: Up to $25,000 Related Third-Person Property: Up to $2,500 - not subject to deductible or overall maximum limit |
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Personal Liability Lifetime Maximum: $25,000 Third-Person Injury: Up to $25,000 Third-Person Property: Up to $25,000 Related Third-Person Property: Up to $2,500 - not subject to deductible or overall maximum limit |
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| Optional Personal Liability Rider | Lifetime Maximum: $75,000 Third-Person Injury: Up to $75,000 Third-Person Property: Up to $75,000 Related Third-Person Property: Up to $7,500 - not subject to deductible or overall maximum limit |
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Optional Personal Liability Rider Lifetime Maximum: $75,000 Third-Person Injury: Up to $75,000 Third-Person Property: Up to $75,000 Related Third-Person Property: Up to $7,500 - not subject to deductible or overall maximum limit |
| Trip Interruption | Up to $10,000 - not subject to deductible |
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Trip Interruption Up to $10,000 - not subject to deductible
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| Emergency Medical Evacuation | Up to $1,000,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition (click “Exclusions” tab to see benefit description) - not subject to deductible or overall maximum limit |
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Emergency Medical Evacuation Up to $1,000,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition (click “Exclusions” tab to see benefit description) - not subject to deductible or overall maximum limit
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| Political Evacuation | Up to $100,000 lifetime maximum - not subject to deductible |
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Political Evacuation Up to $100,000 lifetime maximum - not subject to deductible
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| Emergency Reunion | Up to $100,000, subject to a maximum of 15 days - not subject to deductible |
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Emergency Reunion Up to $100,000, subject to a maximum of 15 days - not subject to deductible
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| Bedside Visit | Up to $1,500 - not subject to deductible |
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Bedside Visit Up to $1,500 - not subject to deductible
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| Return of Minor Children | Up to $50,000 - not subject to deductible |
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Return of Minor Children Up to $50,000 - not subject to deductible
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| Pet Return | Up to $1,000 - not subject to deductible |
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Pet Return Up to $1,000 - not subject to deductible
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| Deductibles | $0, $100, $250, $500, $1,000, $2,500, $5,000 per certificate period |
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Deductibles $0, $100, $250, $500, $1,000, $2,500, $5,000 per certificate period
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| Maximum Per Injury or Illness | Age 80 or Older: $10,000 Age 65 to 79: $50,000 or $100,000 All Others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 |
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Maximum Per Injury or Illness Age 80 or Older: $10,000 Age 65 to 79: $50,000 or $100,000 All Others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 |
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| Overall Maximum Limit | Age 80 or Older: $10,000 Age 65 to 79: $50,000 or $100,000 All Others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 |
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Overall Maximum Limit Age 80 or Older: $10,000 Age 65 to 79: $50,000 or $100,000 All Others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 |
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| Coinsurance | We will pay 100% of eligible expenses after the deductible up to the overall maximum limit |
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Coinsurance We will pay 100% of eligible expenses after the deductible up to the overall maximum limit
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| Emergency Room Co-Payment | Claims Incurred in the U.S. There will be no co-payment for emergency room treatment of an injury. Claims Incurred Outside the U.S. |
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Emergency Room Co-Payment Claims Incurred in the U.S. There will be no co-payment for emergency room treatment of an injury. Claims Incurred Outside the U.S. |
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| Urgent Care Center Co-Payment | Claims Incurred in the U.S. Claims Incurred Outside the U.S. |
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Urgent Care Center Co-Payment Claims Incurred in the U.S. Claims Incurred Outside the U.S. |
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| Reduced Rate for Groups | 10% reduced rate for travel groups of 5 or more |
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Reduced Rate for Groups 10% reduced rate for travel groups of 5 or more
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| Travel Assistance Services | Atlas Group customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7. Services include:
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Travel Assistance Services Atlas Group customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7. Services include:
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| Policy Documents | Click here to view your policy documents. |
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Policy Documents |
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| Hospital Room and Board | Average semi-private room rate, including nursing services |
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Hospital Room and Board Average semi-private room rate, including nursing services
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| Local Ambulance | Usual, reasonable, and customary charges for covered illness or injury. Illness must result in hospitalization as inpatient. |
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Local Ambulance Usual, reasonable, and customary charges for covered illness or injury. Illness must result in hospitalization as inpatient.
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| Intensive Care Unit | Up to the overall maximum limit |
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Intensive Care Unit Up to the overall maximum limit
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| Outpatient Physical Therapy and Chiropractic Care | Up to $50 maximum per day |
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Outpatient Physical Therapy and Chiropractic Care Up to $50 maximum per day
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| Emergency Dental | Up to $300 - not subject to deductible |
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Emergency Dental Up to $300 - not subject to deductible
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| Emergency Eye Exam Copayment | Up to $150; $50 copayment per occurrence (plan deductible is waived) |
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Emergency Eye Exam Copayment Up to $150; $50 copayment per occurrence (plan deductible is waived)
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| Hospital Indemnity | $100 per day of inpatient hospitalization - not subject to deductible |
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Hospital Indemnity $100 per day of inpatient hospitalization - not subject to deductible
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| Acute Onset of Pre-Existing Condition (Click "Exclusions" Tab To See Benefit Description) | Up to the overall maximum limit |
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Acute Onset of Pre-Existing Condition (Click "Exclusions" Tab To See Benefit Description) Up to the overall maximum limit
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| Terrorism | Up to $50,000 lifetime maximum, eligible medical expenses only |
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Terrorism Up to $50,000 lifetime maximum, eligible medical expenses only
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| All Other Eligible Medical Expenses | Up to the overall maximum limit |
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All Other Eligible Medical Expenses Up to the overall maximum limit
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| Repatriation of Remains | Equal to the elected overall maximum limit - not subject to deductible or coinsurance This limit is for this benefit only and is not included in or subject to the overall maximum limit |
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Repatriation of Remains Equal to the elected overall maximum limit - not subject to deductible or coinsurance This limit is for this benefit only and is not included in or subject to the overall maximum limit |
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| Local Burial or Cremation | Up to $5,000 lifetime maximum - not subject to deductible |
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Local Burial or Cremation Up to $5,000 lifetime maximum - not subject to deductible
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| Accidental Death and Dismemberment (Excludes Loss Due to Common Carrier Accident) | Under Age 18 Lifetime Maximum: $5,000 Death: $5,000 Loss of 2 limbs: $5,000 Loss of 1 limb: $2,500 Ages 18 Through 69 Lifetime Maximum: $25,000 Death: $25,000 Loss of 2 limbs: $25,000 Loss of 1 limb: $12,500 Ages 70 through 74 Lifetime Maximum: $12,500 Death: $12,500 Loss of 2 limbs: $12,500 Loss of 1 limb: $6,250 Ages 75 and Older Lifetime Maximum: $6,250 Death: $6,250 Loss of 2 limbs: $6,250 Loss of 1 limb: $3,125 $250,000 maximum benefit any one family or group - not subject to deductible or overall maximum limit |
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Accidental Death and Dismemberment (Excludes Loss Due to Common Carrier Accident) Under Age 18 Lifetime Maximum: $5,000 Death: $5,000 Loss of 2 limbs: $5,000 Loss of 1 limb: $2,500 Ages 18 Through 69 Lifetime Maximum: $25,000 Death: $25,000 Loss of 2 limbs: $25,000 Loss of 1 limb: $12,500 Ages 70 through 74 Lifetime Maximum: $12,500 Death: $12,500 Loss of 2 limbs: $12,500 Loss of 1 limb: $6,250 Ages 75 and Older Lifetime Maximum: $6,250 Death: $6,250 Loss of 2 limbs: $6,250 Loss of 1 limb: $3,125 $250,000 maximum benefit any one family or group - not subject to deductible or overall maximum limit |
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| Common Carrier Accidental Death | Under Age 18 $10,000 Ages 18 through 69 $50,000 Ages 70 through 74 $25,000 Ages 75 and Older $12,500 Subject to a maximum of $250,000 any one family or group - not subject to deductible or overall maximum limit |
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Common Carrier Accidental Death Under Age 18 $10,000 Ages 18 through 69 $50,000 Ages 70 through 74 $25,000 Ages 75 and Older $12,500 Subject to a maximum of $250,000 any one family or group - not subject to deductible or overall maximum limit |
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| Trip Interruption | Up to $10,000 - not subject to deductible |
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Trip Interruption Up to $10,000 - not subject to deductible
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| Travel Delay | Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay; subject to a maximum of 2 days - not subject to deductible |
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Travel Delay Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay; subject to a maximum of 2 days
- not subject to deductible
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| Lost Checked Luggage | Up to $1,000 - not subject to deductible |
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Lost Checked Luggage Up to $1,000 - not subject to deductible
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| Lost or Stolen Passport/Travel Visa | Up to $100 - not subject to deductible |
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Lost or Stolen Passport/Travel Visa Up to $100 - not subject to deductible
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| Border Entry Protection | Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border - not subject to deductible |
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Border Entry Protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border - not subject to deductible
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| Emergency Medical Evacuation | Up to $1,000,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition (click “Exclusions” tab to see benefit description) - not subject to deductible or overall maximum limit |
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Emergency Medical Evacuation Up to $1,000,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition (click “Exclusions” tab to see benefit description) - not subject to deductible or overall maximum limit
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| Political Evacuation | Up to $100,000 lifetime maximum - not subject to deductible |
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Political Evacuation Up to $100,000 lifetime maximum - not subject to deductible
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| Emergency Reunion | Up to $100,000, subject to a maximum of 15 days - not subject to deductible |
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Emergency Reunion Up to $100,000, subject to a maximum of 15 days - not subject to deductible
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| Bedside Visit | Up to $1,500 - not subject to deductible |
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Bedside Visit Up to $1,500 - not subject to deductible
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| Return of Minor Children | Up to $50,000 - not subject to deductible |
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Return of Minor Children Up to $50,000 - not subject to deductible
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| Pet Return | Up to $1,000 - not subject to deductible |
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Pet Return Up to $1,000 - not subject to deductible
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| Crisis Response—Ransom, Personal Belongings, and Crisis Response Fees and Expenses | Up to $10,000 per certificate period - not subject to deductible or overall maximum limit |
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Crisis Response—Ransom, Personal Belongings, and Crisis Response Fees and Expenses Up to $10,000 per certificate period - not subject to deductible or overall maximum limit
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| Optional Crisis Response Rider with Natural Disaster Evacuation | Up to $90,000 per certificate period, with $10,000 maximum for Natural Disaster Evacuation - not subject to deductible or overall maximum limit |
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Optional Crisis Response Rider with Natural Disaster Evacuation Up to $90,000 per certificate period, with $10,000 maximum for Natural Disaster Evacuation - not subject to deductible or overall maximum limit
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| Natural Disaster – Replacement Accommodations | Up to $250 a day for 5 days - not subject to deductible |
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Natural Disaster – Replacement Accommodations Up to $250 a day for 5 days - not subject to deductible
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| Personal Liability | Lifetime Maximum: $25,000 Third-Person Injury: Up to $25,000 Third-Person Property: Up to $25,000 Related Third-Person Property: Up to $2,500 - not subject to deductible or overall maximum limit |
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Personal Liability Lifetime Maximum: $25,000 Third-Person Injury: Up to $25,000 Third-Person Property: Up to $25,000 Related Third-Person Property: Up to $2,500 - not subject to deductible or overall maximum limit |
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| Optional Personal Liability Rider | Lifetime Maximum: $75,000 Third-Person Injury: Up to $75,000 Third-Person Property: Up to $75,000 Related Third-Person Property: Up to $7,500 - not subject to deductible or overall maximum limit |
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Optional Personal Liability Rider Lifetime Maximum: $75,000 Third-Person Injury: Up to $75,000 Third-Person Property: Up to $75,000 Related Third-Person Property: Up to $7,500 - not subject to deductible or overall maximum limit |
Why Choose WorldTrips for Group Travel Insurance?
Choosing the right plan for your travel adventures is important, but so is choosing an insurer who will be there for you if things go wrong. For over 25 years, WorldTrips has supported individual and group travelers as they explore the globe.
Our knowledgeable team of multilingual customer service professionals is available 24/7 to help you navigate travel emergencies, and our insurance plans include important benefits that international travelers could need.
But don’t just take our word for it. WorldTrips has received numerous recent awards and been featured in CNN Underscored, USA Today, Forbes, Market Watch, and more.
*Awards mentioned reference Atlas Journey trip protection plans that include Atlas Journey Economy, Preferred, and/or Premier plans. USA Today references Atlas Journey trip protection plans that include Atlas Journey Explore and Elevate.
“WorldTrips is the best travel insurance company of 2024, based on our in-depth analysis of travel insurance policies."
What Are Some Instances When I Might Need Group Travel Insurance?
A group travel medical insurance plan from WorldTrips can cover nearly any group of 5 or more travelers heading abroad for work, leisure, or adventure.
You might be a family of 5 needing travel medical coverage for a holiday abroad or a group of high school friends preparing to attend a class reunion overseas. Maybe you’re attending a mission trip with your church group or heading to an overseas conference with coworkers.
Atlas Group travel medical insurance can provide your group with coverage for unexpected medical expenses, supplemental travel benefits, and 24/7 emergency travel assistance with one convenient payment at a reduced cost.
I’m Joining a Travel Group. Do I Need Group Travel Insurance?
Many solo travelers consider joining a travel group to meet new people, hand off the responsibility of planning to a professional travel organization, or feel an increased sense of security. But how do you know what kind of insurance to purchase?
Some travel groups will require you to purchase a specific travel medical insurance plan to join the trip. Others will allow you to purchase your own travel medical insurance that may or may not need to meet specific requirements. Check with your travel group to determine your options.
If you decide to choose your own plan, you won’t need a group travel medical insurance plan designed for 5 or more travelers. Consider a solo plan like WorldTrips’ Atlas Travel. This is our most popular travel medical insurance plan for single travelers taking a trip abroad. You’ll get coverage for unexpected medical expenses, a disrupted or delayed trip, medical evacuation, political evacuation, terrorism, and more.
How Does Group Travel Insurance Work?
- You’re volunteering abroad with your mission group when you’re unexpectedly hospitalized with an infection.
Your Atlas Group travel insurance policy could help you find a suitable hospital and provide coverage for your hospital stay. It would cover all eligible medical expenses, which might include diagnostic testing, physician charges, medical treatment, and more. WorldTrips can also arrange translation assistance if necessary and provide medical monitoring to keep your family updated on your condition.
- You and your friends are hiking when you fall and become seriously injured.
The nearest medical facility does not have the equipment to provide the medically necessary treatment. Your Atlas Group travel insurance plan’s Emergency Medical Evacuation benefit pays the $60,000 it costs to transport you by helicopter to the nearest hospital equipped to save your life.
- You’re attending an overseas business conference when you receive the devastating news that a wildfire has destroyed your home. You need to return home immediately to deal with this disaster.
Your Atlas Group travel medical insurance policy’s Trip Interruption benefit could pay for your plane ticket back to your home country so you could deal with the aftermath of the destruction.
- You and your siblings are ready to depart for your family reunion when you learn that your flight has been delayed until the following morning due to storms.
You decide to make the most of the delay by getting dinner at a nearby restaurant and booking a hotel room. Your Atlas Group policy’s Travel Delay benefit was designed to reimburse you up to $100 for meals and accommodations resulting from a covered delay of 12+ hours.
- A severe storm blows through your destination city and destroys the Airbnb where your group is staying.
All the local Airbnbs are already booked, so your group decides to stay in a hotel for the remainder of your trip. Your Atlas Group travel medical insurance plan could reimburse you up to $100 a day for up to 5 days for this unexpected expense.
How Much Does Group Travel Insurance Cost?
You might be surprised by the budget-friendly cost of group travel medical insurance. Our Atlas Group plan starts at less than $1 per person per day.
Here are the factors that influence cost when you purchase an Atlas Group plan from WorldTrips:
- Number of Travelers – The more travelers you insure on your group travel insurance plan, the more expensive your plan will be.
- Age – Travelers on your policy will be grouped by age. Your plan will be more expensive if you are insuring travelers in higher age groups.
- Destination – Trips that include the U.S. are more expensive to cover due to healthcare costs.
- Trip Length – Longer trips are more expensive to cover.
- Overall Maximum Limit – You get to choose your overall maximum limit (though senior travelers have limited options). As this limit increases, so will your plan cost.
- Deductible – You also get to choose your deductible. As your deductible increases, your plan cost will decrease.
- Optional Upgrades – Coverage add-ons will increase your plan price.
More International Travel Medical Insurance Plans
Are you seeking coverage for a single trip or multiple trips abroad? Are you a digital nomad preparing to travel overseas for work? We offer a variety of travel medical insurance plans designed for unique situations like these.
Travel Medical Insurance for a Single International Trip
Our most popular travel medical insurance plan is Atlas Travel®. This plan provides coverage for unexpected medical expenses as you take a single trip abroad.
Annual Travel Medical Insurance for Frequent Travelers
Save time and money with one convenient Atlas MultiTrip™ plan. You’ll get coverage for any number of pre-planned or last-minute international trips in a one-year period.
Nomad Insurance for Remote Workers Abroad
Consider an Atlas Nomads™ plan if you’re a non-U.S. citizen or resident working outside of your home country as a digital nomad.
Visitor Medical Insurance for Travel to the U.S.
When your travel plans include the United States, your Atlas Travel plan is referred to as Atlas America®. This plan meets J-1 visa requirements and provides travel medical coverage to U.S. visitors.
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WorldTrips international travel medical insurance products are underwritten by Lloyd's. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd.