Trip Cancellation Insurance
A lot can happen to disrupt a trip before or after departure. Trip cancellation insurance protects your prepaid, nonrefundable trip costs if you need to cancel for a covered reason. You’ll also get coverage for common travel mishaps like delays, missed connections, and more so you can travel fearlessly.
Trip cancellation highlights include:
- Reimbursement for eligible costs of a canceled trip
- Coverage for lost, stolen, or damaged baggage
- Coverage for injuries and unexpected illnesses
- Optional Cancel for Any Reason benefit
Trip Cancellation Pricing for Global Travelers
Discover recent quotes for Atlas Journey Plans with trip cancellation insurance and travel assistance services. Atlas Journey offers multiple coverage levels through its Elevate, Escape, and Explore plans. Plan cost examples range from $61 for a short 8-day trip to Africa to $256 for a longer 16-day journey to Europe. These real quote examples emphasize how Atlas Journey provides tailored, affordable trip protection by offering precise, destination-specific pricing for every traveler.
for 8-day, $3,000 trip cost*
| Plan Name | Age | Destination | Total Trip Cost | Trip Length | Plan Cost |
| Atlas Journey Elevate | 21 yrs. | Australia | $ 7,000 | 15 days | $ 230 |
| Atlas Journey Escape | 21 yrs. | Europe | $ 7,500 | 16 days | $ 256 |
| Atlas Journey Explore | 38 yrs. | South America | $ 4,400 | 12 days | $ 194 |
| Atlas Journey Explore | 48 yrs. | Africa | $ 3,000 | 8 days | $ 61 |
| Atlas Journey Elevate | 51 yrs. | Mediterranean | $ 4,250 | 13 days | $ 223 |
| Atlas Journey Explore | 60 yrs. | Caribbean | $ 3,800 | 8 days | $ 186 |
*Quote data from October 2024. Pricing will vary based on individual and trip-related factors.
Discover the Benefits of Atlas Journey
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 150% of trip cost |
|
Trip Interruption Up to 150% of trip cost
|
|
| Travel Delay | Up to $200 per day; $2,000 maximum (5 hours or more) |
|
Travel Delay Up to $200 per day; $2,000 maximum (5 hours or more)
|
|
| Missed Connection | Up to $1,500 |
|
Missed Connection Up to $1,500
|
|
|
Airline Reissue or Cancellation Fees |
Up to $250 |
|
Airline Reissue or Up to $250
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $500 maximum per article; $2,500 maximum (primary coverage) |
|
Baggage Damage or Up to $500 maximum per article; $2,500 maximum (primary coverage)
|
|
| Baggage Delay | Up to $600 (12 hours or more) |
|
Baggage Delay Up to $600 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
**Up to $250,000 (primary coverage) |
|
*Emergency Accident and **Up to $250,000 (primary coverage)
|
|
| Dental Expense | Up to $750 |
|
Dental Expense Up to $750
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $1,000,000 |
|
Medical Evacuation and Up to $1,000,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $50,000 |
|
Accidental Death and Up to $50,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
21 days of initial trip deposit |
|
Waiver of the Pre-Existing 21 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | View policy documents by state of residency and plan. |
|
Policy Documents |
**The Emergency Accident and Sickness Medical Expense benefit maximum limit (per person) is $50,000 for all New Hampshire plans.
IMPORTANT NOTE: Coverage varies by plan and state of residency. Please review the policy documents specific to your plan and state of residency for a full list of covered reasons, conditions, and exclusions. This plan is not available in Washington. This coverage is offered as Atlas Journey Premier in certain states.
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 150% of trip cost |
|
Trip Interruption Up to 150% of trip cost
|
|
| Travel Delay | Up to $150 per day; $2,000 maximum (5 hours or more) |
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Travel Delay Up to $150 per day; $2,000 maximum (5 hours or more)
|
|
| Missed Connection | Up to $1,000 |
|
Missed Connection Up to $1,000
|
|
|
Airline Reissue or Cancellation Fees |
Up to $250 |
|
Airline Reissue or Up to $250
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $500 maximum per article; $1,500 maximum (primary coverage) |
|
Baggage Damage or Up to $500 maximum per article; $1,500 maximum (primary coverage)
|
|
| Baggage Delay | Up to $300 (12 hours or more) |
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Baggage Delay Up to $300 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
**Up to $150,000 (primary coverage) |
|
*Emergency Accident and **Up to $150,000 (primary coverage)
|
|
| Dental Expense | Up to $750 |
|
Dental Expense Up to $750
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $750,000 |
|
Medical Evacuation and Up to $750,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $25,000 |
|
Accidental Death and Up to $25,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
21 days of initial trip deposit |
|
Waiver of the Pre-Existing 21 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | View policy documents by state of residency and plan. |
|
Policy Documents |
**The Emergency Accident and Sickness Medical Expense benefit maximum limit (per person) is $50,000 for all New Hampshire plans.
IMPORTANT NOTE: Coverage varies by plan and state of residency. Please review the policy documents specific to your plan and state of residency for a full list of covered reasons, conditions, and exclusions. This plan is not available in Washington. This coverage is offered as Atlas Journey Preferred in certain states.
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 125% of trip cost |
|
Trip Interruption Up to 125% of trip cost
|
|
| Travel Delay | Up to $100 per day; $500 maximum (6 hours or more) |
|
Travel Delay Up to $100 per day; $500 maximum (6 hours or more)
|
|
| Missed Connection | Up to $500 |
|
Missed Connection Up to $500
|
|
|
Airline Reissue or Cancellation Fees |
N/A |
|
Airline Reissue or N/A
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $250 maximum per article; $750 maximum (primary coverage) |
|
Baggage Damage or Up to $250 maximum per article; $750 maximum (primary coverage)
|
|
| Baggage Delay | Up to $200 (12 hours or more) |
|
Baggage Delay Up to $200 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
Up to $50,000 (excess coverage) |
|
*Emergency Accident and Up to $50,000 (excess coverage)
|
|
| Dental Expense | Up to $500 |
|
Dental Expense Up to $500
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $250,000 |
|
Medical Evacuation and Up to $250,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $10,000 |
|
Accidental Death and Up to $10,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
14 days of initial trip deposit |
|
Waiver of the Pre-Existing 14 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | |
|
Policy Documents |
IMPORTANT NOTE: Coverage varies by plan and state of residency. Please review the policy documents specific to your plan and state of residency for a full list of covered reasons, conditions, and exclusions. This plan is not available in Washington. This coverage is offered as Atlas Journey Economy in certain states.
| Assistance Services | When you face unexpected turbulence during your travels, we’ll help you get back to enjoying your trip with as little disruption as possible. That’s why you’ll have access to 24/7 travel assistance services when you purchase Atlas Journey trip cancellation insurance. Whether you’re facing a distressing situation like a medical evacuation, or you need our help to find and purchase tickets to the opera, we can assist you. Service highlights include:
|
|---|---|
|
Assistance Services When you face unexpected turbulence during your travels, we’ll help you get back to enjoying your trip with as little disruption as possible. That’s why you’ll have access to 24/7 travel assistance services when you purchase Atlas Journey trip cancellation insurance. Whether you’re facing a distressing situation like a medical evacuation, or you need our help to find and purchase tickets to the opera, we can assist you. Service highlights include:
|
|
Exclusions |
Certain types of expenses are excluded from coverage under Atlas Journey trip cancellation insurance. Some exclusions are listed below. Please refer to the full policy documents for your plan and state of residency for a complete list of conditions and exclusions. Here are a few highlighted exclusions:
*Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustment or **change in the required prescription throughout the 90-day period before your coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
|
|---|---|
|
Exclusions Certain types of expenses are excluded from coverage under Atlas Journey trip cancellation insurance. Some exclusions are listed below. Please refer to the full policy documents for your plan and state of residency for a complete list of conditions and exclusions. Here are a few highlighted exclusions:
*Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustment or **change in the required prescription throughout the 90-day period before your coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
|
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 150% of trip cost |
|
Trip Interruption Up to 150% of trip cost
|
|
| Travel Delay | Up to $200 per day; $2,000 maximum (5 hours or more) |
|
Travel Delay Up to $200 per day; $2,000 maximum (5 hours or more)
|
|
| Missed Connection | Up to $1,500 |
|
Missed Connection Up to $1,500
|
|
|
Airline Reissue or Cancellation Fees |
Up to $250 |
|
Airline Reissue or Up to $250
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $500 maximum per article; $2,500 maximum (primary coverage) |
|
Baggage Damage or Up to $500 maximum per article; $2,500 maximum (primary coverage)
|
|
| Baggage Delay | Up to $600 (12 hours or more) |
|
Baggage Delay Up to $600 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
**Up to $250,000 (primary coverage) |
|
*Emergency Accident and **Up to $250,000 (primary coverage)
|
|
| Dental Expense | Up to $750 |
|
Dental Expense Up to $750
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $1,000,000 |
|
Medical Evacuation and Up to $1,000,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $50,000 |
|
Accidental Death and Up to $50,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
21 days of initial trip deposit |
|
Waiver of the Pre-Existing 21 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | View policy documents by state of residency and plan. |
|
Policy Documents |
|
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 150% of trip cost |
|
Trip Interruption Up to 150% of trip cost
|
|
| Travel Delay | Up to $150 per day; $2,000 maximum (5 hours or more) |
|
Travel Delay Up to $150 per day; $2,000 maximum (5 hours or more)
|
|
| Missed Connection | Up to $1,000 |
|
Missed Connection Up to $1,000
|
|
|
Airline Reissue or Cancellation Fees |
Up to $250 |
|
Airline Reissue or Up to $250
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $500 maximum per article; $1,500 maximum (primary coverage) |
|
Baggage Damage or Up to $500 maximum per article; $1,500 maximum (primary coverage)
|
|
| Baggage Delay | Up to $300 (12 hours or more) |
|
Baggage Delay Up to $300 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
**Up to $150,000 (primary coverage) |
|
*Emergency Accident and **Up to $150,000 (primary coverage)
|
|
| Dental Expense | Up to $750 |
|
Dental Expense Up to $750
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $750,000 |
|
Medical Evacuation and Up to $750,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $25,000 |
|
Accidental Death and Up to $25,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
21 days of initial trip deposit |
|
Waiver of the Pre-Existing 21 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | View policy documents by state of residency and plan. |
|
Policy Documents |
|
| Maximum Limit (Per Person) | |
|
Maximum Limit (Per Person)
|
|
| Trip Cancellation | Up to 100% of trip cost |
|
Trip Cancellation Up to 100% of trip cost
|
|
|
Single Occupancy Coverage (For Increased Travel Costs if Your Travel Companion Cancels) |
Yes |
|
Single Occupancy Coverage Yes
|
|
| Trip Interruption | Up to 125% of trip cost |
|
Trip Interruption Up to 125% of trip cost
|
|
| Travel Delay | Up to $100 per day; $500 maximum (6 hours or more) |
|
Travel Delay Up to $100 per day; $500 maximum (6 hours or more)
|
|
| Missed Connection | Up to $500 |
|
Missed Connection Up to $500
|
|
|
Airline Reissue or Cancellation Fees |
N/A |
|
Airline Reissue or N/A
|
|
|
Reinstate Frequent Traveler Awards |
Up to $250 |
|
Reinstate Frequent Up to $250
|
|
|
Baggage Damage or Loss |
Up to $250 maximum per article; $750 maximum (primary coverage) |
|
Baggage Damage or Up to $250 maximum per article; $750 maximum (primary coverage)
|
|
| Baggage Delay | Up to $200 (12 hours or more) |
|
Baggage Delay Up to $200 (12 hours or more)
|
|
|
Travel Assistance Services |
Included |
|
Travel Assistance Included
|
|
|
*Emergency Accident and Sickness Medical Expense |
Up to $50,000 (excess coverage) |
|
*Emergency Accident and Up to $50,000 (excess coverage)
|
|
| Dental Expense | Up to $500 |
|
Dental Expense Up to $500
|
|
|
Medical Evacuation and Repatriation of Remains |
Up to $250,000 |
|
Medical Evacuation and Up to $250,000
|
|
|
Accidental Death and Dismemberment - 24 Hour |
Up to $10,000 |
|
Accidental Death and Up to $10,000
|
|
|
Waiver of the Pre-Existing Conditions Exclusion |
14 days of initial trip deposit |
|
Waiver of the Pre-Existing 14 days of initial trip deposit
|
|
| Pre-Existing Conditions | Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
Pre-Existing Conditions Pre-existing conditions are excluded from coverage unless you meet both of these requirements:
If you do not purchase your Atlas Journey plan within the required time period, a 90-day lookback period will apply to pre-existing conditions. View the "Exclusions" section below to see what qualifies as a pre-existing condition. |
|
| Policy Documents | |
|
Policy Documents |
|
| Assistance Services | When you face unexpected turbulence during your travels, we’ll help you get back to enjoying your trip with as little disruption as possible. That’s why you’ll have access to 24/7 travel assistance services when you purchase Atlas Journey trip cancellation insurance. Whether you’re facing a distressing situation like a medical evacuation, or you need our help to find and purchase tickets to the opera, we can assist you. Service highlights include:
|
|
Assistance Services When you face unexpected turbulence during your travels, we’ll help you get back to enjoying your trip with as little disruption as possible. That’s why you’ll have access to 24/7 travel assistance services when you purchase Atlas Journey trip cancellation insurance. Whether you’re facing a distressing situation like a medical evacuation, or you need our help to find and purchase tickets to the opera, we can assist you. Service highlights include:
|
|
|
Exclusions |
Certain types of expenses are excluded from coverage under Atlas Journey trip cancellation insurance. Some exclusions are listed below. Please refer to the full policy documents for your plan and state of residency for a complete list of conditions and exclusions. Here are a few highlighted exclusions:
*Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustment or **change in the required prescription throughout the 90-day period before your coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
|
|
Exclusions Certain types of expenses are excluded from coverage under Atlas Journey trip cancellation insurance. Some exclusions are listed below. Please refer to the full policy documents for your plan and state of residency for a complete list of conditions and exclusions. Here are a few highlighted exclusions:
*Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustment or **change in the required prescription throughout the 90-day period before your coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
|
Enhance Your Coverage With Optional Upgrades
Add one or more of the following upgrades to your Atlas Journey trip cancellation insurance plan to enhance your coverage. Note that upgrade availability varies by plan level and may vary by state of residency.
- *Cancel for Any Reason – Choose 50% or 75% back for cancellation due to a non-covered reason
- **Interrupt for Any Reason – Interruption coverage for a non-covered reason
- ***Adventure Sports – Extends coverage to include sports such as safari, bungee jumping, hang gliding, and more
- Rental Car Damage and Theft – Adds collision damage waiver and coverage for theft of rental vehicle
- ****Medical Evacuation – Doubles medical evacuation coverage and offers evacuation to hospital of your choice
- *****Pet Care – Adds cancellation coverage for death or critical illness of your dog or cat and vet care if traveling with you
*The Cancel for Any Reason benefit is replaced with Cancel for Fortuitous Reason in New York.
**The Interrupt for Any Reason benefit is replaced with Interrupt for Fortuitous Reason in New York.
***The Adventure Sports benefit is not available in Illinois, Montana, or New York.
****The Medical Evacuation upgrade is not available in New York.
*****The Pet Care benefit is not available in Virginia.
Why Choose WorldTrips?
Who is insuring you is just as important as the insurance plan you choose. For over 25 years, WorldTrips has provided trip insurance and service to help our customers travel fearlessly. Our knowledgeable customer representatives are available 24/7 to respond to your travel emergencies, for various languages and no matter the time zone.
CNN Underscored recently included two of our trip cancellation plans—Atlas Journey Preferred and Atlas Journey Premier—on their list of the top 10 travel insurance policies.
“WorldTrips is the best travel insurance company of 2024, based on our in-depth analysis of travel insurance policies."
Is Trip Cancellation Insurance Required for Travel Abroad?
No, trip cancellation insurance isn’t required. But it’s important to know that some countries require foreign visitors to have international travel insurance that meets specific requirements. Others may only require proof of (any) valid insurance for the duration of a trip.
Will My Current Health Plan Cover Me Overseas?
Your regular health insurance that covers you on a daily basis may not provide any coverage once you leave your home country. Even if it does include some international health coverage, it may not include a Medical Evacuation benefit or trip benefits like Trip Cancellation, Trip Interruption, and Travel Delay.
Your travel-related credit card could offer some compensation for travel mishaps, but it’s unlikely that it includes any overseas medical coverage. Atlas Journey trip cancellation insurance provides an array of trip benefits—plus up to $250,000 for unexpected medical expenses.
How Trip Cancellation Insurance Works in Action
- Your best friend’s mom passes away a week before you’re set to depart on a trip together.
Understandably, your friend decides not to go on the trip. You don’t want to go without her, so you cancel your flights and hotel. Your Atlas Journey plan’s Trip Cancellation benefit could reimburse you for these prepaid, nonrefundable expenses.
- You’re on a business trip when your wife unexpectedly goes into labor. You fly home early so you can be there for your baby’s birth.
Your Atlas Journey policy’s Trip Interruption benefit may pay for your plane ticket back home so you can be there for your wife and newborn child.
- Your flight is delayed until morning due to severe storms.
You book a hotel room so you don’t have to spend the night at the airport. Your Atlas Journey plan’s Travel Delay benefit could reimburse you for the taxi to the hotel, your hotel stay, and the meals you hadn’t factored into your budget.
- Your rental is broken in to and your baggage is stolen.
You purchase new clothes and toiletries for the rest of your trip. Because you filed a police report, your Atlas Journey plan could reimburse you for these items.
- You’re sightseeing when you trip and break your ankle.
How Much Does Trip Cancellation Insurance Cost?
That depends. The price you’ll pay for your Atlas Journey trip cancellation insurance plan is based on a couple of key factors:
- Age: As your age increases -> So will the cost of your plan
- Trip Cost: As your trip cost increases -> So will the cost of your plan
- Date of Purchase: The further your purchase is from your departure date -> The more expensive your plan will be
Trips over 30 days have an additional charge. Your state of residence may factor into your price too.
Here’s an example. Imagine you’re a thirty-year-old Indiana resident departing on a 5-day, $3,000 trip. You purchase your plan 21 days before your departure date. Here are the plan options you’ll see when you input your trip details:
- Atlas Journey Escape: $61
- Atlas Journey Explore: $77
- Atlas Journey Elevate: $82
Need Last-Minute Coverage?
If you’re leaving on your trip today, you can still get trip insurance. Our Atlas On-The-Go plan is trip interruption insurance designed to provide next-day coverage for travel mishaps and emergencies like lost baggage, missed connections, trip disruptions, and illness.
Forgot to factor insurance into your budget? No worries. Atlas On-The-Go is budget-friendly because it doesn’t include the trip cancellation coverage you would no longer need.
To buy an Atlas On-The-Go plan, just enter your trip details and select that your departure date is today.
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WorldTrips' Atlas Journey, Atlas Cruiser, and Atlas On-The-Go trip protection insurance products are underwritten by Tokio Marine HCC's U.S. Specialty Insurance Company (USSIC). USSIC is a Texas-domiciled insurance company operating on an admitted basis throughout the United States. Coverage is available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. Coverage may not be available in all states.
In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705