Trip Interruption Insurance
Trip interruption insurance (sometimes called post-departure insurance) can provide reimbursement for things that go wrong after you’ve left for your trip, like:
- Needing to fly home early for a covered reason
- The airline losing or damaging your baggage
- A flight delay resulting in a missed connection
- An illness or injury that requires medical treatment or evacuation
Purchase Atlas On-The-Go trip interruption insurance and get next-day coverage for situations like these.
Discover the Benefits of Atlas On-The-Go
| Trip Interruption | Up to $1,500 |
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Trip Interruption Up to $1,500
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| Travel Delay (5 Hours or More) | Up to $200 per day; $1,500 maximum |
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Travel Delay (5 Hours or More) Up to $200 per day; $1,500 maximum
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| Baggage Delay (12 Hours or More) | Up to $500 |
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Baggage Delay (12 Hours or More) Up to $500
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| Baggage Damage or Loss | Up to $500 per article; $1,500 maximum |
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Baggage Damage or Loss Up to $500 per article; $1,500 maximum
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| Policy Documents | View policy documents by state of residency. |
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Policy Documents |
| Emergency Accident & Sickness Medical Expense (Primary) (For NY Policies: Emergency Injury & Sickness Medical Expense) | Up to $50,000 |
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Emergency Accident & Sickness Medical Expense (Primary) (For NY Policies: Emergency Injury & Sickness Medical Expense) Up to $50,000
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| Medical Evacuation & Repatriation of Remains | Up to $500,000 |
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Medical Evacuation & Repatriation of Remains Up to $500,000
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| Dental Expense | Up to $500 |
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Dental Expense Up to $500
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| Accidental Death & Dismemberment – 24 Hour | Up to $25,000 |
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Accidental Death & Dismemberment – 24 Hour Up to $25,000
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| Travel Assistance Services | Maybe you need us to coordinate your emergency travel back home after a natural disaster. Or maybe you just need help with a prescription that requires a refill while you’re traveling abroad. Either way, our team of compassionate, multilingual customer service representatives is available to assist you 24/7. When you purchase an Atlas On-The-Go trip interruption insurance plan, you’ll be able to call us up anytime for access to services like:
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Travel Assistance Services Maybe you need us to coordinate your emergency travel back home after a natural disaster. Or maybe you just need help with a prescription that requires a refill while you’re traveling abroad. Either way, our team of compassionate, multilingual customer service representatives is available to assist you 24/7. When you purchase an Atlas On-The-Go trip interruption insurance plan, you’ll be able to call us up anytime for access to services like:
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| Excluded Medical Expenses | Certain types of expenses are excluded from coverage under Atlas On-The-Go trip protection insurance. Some exclusions are listed below. Please refer to the Atlas On-The-Go policy documents for your state of residency for a complete list of conditions and exclusions. Some Exclusions:
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Excluded Medical Expenses Certain types of expenses are excluded from coverage under Atlas On-The-Go trip protection insurance. Some exclusions are listed below. Please refer to the Atlas On-The-Go policy documents for your state of residency for a complete list of conditions and exclusions. Some Exclusions:
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| Pre-Existing Conditions | *Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustments or **change in the required prescription through the 90-day period before you coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
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Pre-Existing Conditions *Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustments or **change in the required prescription through the 90-day period before you coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
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| Trip Interruption | Up to $1,500 |
|---|---|
|
Trip Interruption Up to $1,500
|
|
| Travel Delay (5 Hours or More) | Up to $200 per day; $1,500 maximum |
|
Travel Delay (5 Hours or More) Up to $200 per day; $1,500 maximum
|
|
| Baggage Delay (12 Hours or More) | Up to $500 |
|
Baggage Delay (12 Hours or More) Up to $500
|
|
| Baggage Damage or Loss | Up to $500 per article; $1,500 maximum |
|
Baggage Damage or Loss Up to $500 per article; $1,500 maximum
|
|
| Policy Documents | View policy documents by state of residency. |
|
Policy Documents |
|
| Emergency Accident & Sickness Medical Expense (Primary) (For NY Policies: Emergency Injury & Sickness Medical Expense) | Up to $50,000 |
|
Emergency Accident & Sickness Medical Expense (Primary) (For NY Policies: Emergency Injury & Sickness Medical Expense) Up to $50,000
|
|
| Medical Evacuation & Repatriation of Remains | Up to $500,000 |
|
Medical Evacuation & Repatriation of Remains Up to $500,000
|
|
| Dental Expense | Up to $500 |
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Dental Expense Up to $500
|
|
| Accidental Death & Dismemberment – 24 Hour | Up to $25,000 |
|
Accidental Death & Dismemberment – 24 Hour Up to $25,000
|
|
| Travel Assistance Services | Maybe you need us to coordinate your emergency travel back home after a natural disaster. Or maybe you just need help with a prescription that requires a refill while you’re traveling abroad. Either way, our team of compassionate, multilingual customer service representatives is available to assist you 24/7. When you purchase an Atlas On-The-Go trip interruption insurance plan, you’ll be able to call us up anytime for access to services like:
|
|
Travel Assistance Services Maybe you need us to coordinate your emergency travel back home after a natural disaster. Or maybe you just need help with a prescription that requires a refill while you’re traveling abroad. Either way, our team of compassionate, multilingual customer service representatives is available to assist you 24/7. When you purchase an Atlas On-The-Go trip interruption insurance plan, you’ll be able to call us up anytime for access to services like:
|
|
| Excluded Medical Expenses | Certain types of expenses are excluded from coverage under Atlas On-The-Go trip protection insurance. Some exclusions are listed below. Please refer to the Atlas On-The-Go policy documents for your state of residency for a complete list of conditions and exclusions. Some Exclusions:
|
|
Excluded Medical Expenses Certain types of expenses are excluded from coverage under Atlas On-The-Go trip protection insurance. Some exclusions are listed below. Please refer to the Atlas On-The-Go policy documents for your state of residency for a complete list of conditions and exclusions. Some Exclusions:
|
|
| Pre-Existing Conditions | *Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustments or **change in the required prescription through the 90-day period before you coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
|
|
Pre-Existing Conditions *Pre-existing condition means an illness, disease, or other condition during the 90-day period immediately prior to your effective date of coverage for which you:
Item (3) above does not apply to a condition which is treated or controlled solely through the taking of prescription medication and remains treated or controlled without any adjustments or **change in the required prescription through the 90-day period before you coverage effective date. **Change in required prescription means the dosage or frequency of a medication has been increased, reduced, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that's being treated with the medication, unless the change is:
|
When Can I Buy Trip Interruption Insurance?
If your departure date has arrived and you’ve forgotten to purchase trip insurance, don’t worry—it’s not too late. You can buy Atlas On-The-Go if you’re leaving today, or even if you’re already on your trip. You’ll get trip interruption coverage, medical benefits, and more at a budget-friendly rate. (Because Atlas On-The-Go leaves out the cancellation coverage you would no longer need.)
Get a quote, enter your trip details, and select that your departure date is today to buy On-The-Go trip interruption coverage.
Why Choose WorldTrips?
Who is insuring you is just as important as the insurance plan you choose. For the past 25 years, WorldTrips has provided travel insurance and service to help our customers confidently explore the globe.
Buy a policy entirely online in minutes or give our sales team a call if you need help choosing a plan. You’ll receive your policy documents immediately upon purchase so you have instant proof of coverage. Need support navigating a travel or medical emergency? Give our U.S.-based customer service team a call. We do it all for the love of travel.
“WorldTrips is the best travel insurance company of 2024, based on our in-depth analysis of travel insurance policies."
Is Trip Interruption Insurance Required for Travel Abroad?
No, trip interruption insurance isn’t required. But it’s important to know that some countries require foreign visitors to have international travel insurance that meets specific requirements. Others may only require proof of (any) valid insurance for the duration of a trip.
Will My Current Health Plan Cover Me Overseas?
Your regular health insurance will cover you as always while you travel throughout the U.S., but it may not provide coverage for unexpected injuries, illness, and medical evacuation once you leave the country. Atlas On-The-Go trip interruption insurance includes up to $50,000 of coverage for unexpected medical expenses, a dental benefit, and medical evacuation coverage.
Whether you’re staying in the U.S. or traveling abroad, you may also benefit from Atlas On-The-Go’s coverage for travel delays, baggage delays, missed connections, and more.
How Trip Interruption Insurance Works in Action
- You’re sightseeing abroad when you get the unexpected news that your grandfather has passed away.
Your Atlas On-The-Go policy’s Trip Interruption benefit could pay for your plane ticket back home so you can be with your family and attend the funeral.
- Severe weather delays your flight for four hours, causing you to miss your cruise departure.
Your Atlas On-The-Go plan may provide some reimbursement for the additional cost required to fly you to your cruise ship’s next port of call.
- Your flight is delayed until the next day.
You grab dinner at the airport and then take a taxi to a hotel for the night. You hadn’t factored these extra costs into your budget, but your Atlas On-The-Go plan may provide reimbursement due to the covered flight delay.
- Your baggage is routed to the wrong airport, and you don’t have access to your clothes and toiletries for several days.
Your Atlas On-The-Go plan could compensate you for the items you buy to get you through until you’re reunited with your luggage.
- You get a severe case of food poisoning that requires a brief hospital stay.
How Much Does Trip Interruption Insurance Cost?
The price you’ll pay for your Atlas On-The-Go plan depends on a couple of key factors:
- Age: As your age increases -> So will the cost of your plan
- Trip Length: As your trip length increases -> So will the cost of your plan
Your state of residence may factor into your price too.
For example, let’s say you’re a forty-year-old Arizona resident departing on a 7-day, $5,000 trip. You would only pay $22 for your Atlas On-The-Go trip interruption insurance plan.
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WorldTrips' Atlas Journey, Atlas Cruiser, and Atlas On-The-Go trip protection insurance products are underwritten by Tokio Marine HCC's U.S. Specialty Insurance Company (USSIC). USSIC is a Texas-domiciled insurance company operating on an admitted basis throughout the United States. Coverage is available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. Coverage may not be available in all states.
In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705